When shopping online or doing business online, after propriate commodities are chosen for sales or purchase, the next problem is how to deal with the capital flow. This is not simply a simple problem as to how consumers can pay to sellers or how merchants can get their money back to their burse. The selectivity of payment and settlement for sellers/consumers will also have great impact on the willingness of sales or purchase.
There are numerous ways for online payments, such as credit cards, pay on arrival of goods and third party payment.To each of these payment schemes, there are different ways of payment flow, limitations of amount, transaction time, and security of payment, and thus have all their cons and pros. There are so many payment providers, gateways and techniques available on the Internet, which I shall chose for my online business and consumption?
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